HEY everyone,
I’m doing early research for a project called YieldBridge Financial, where I’m exploring ways to make short-term borrowing hopefully i(n later stages moving to long term borrowing) fairer, simpler, and more transparent for Canadians.
Im trying to understand both sides – people who have used payday or short-term loans and those who haven’t.
If you’ve ever borrowed money for emergencies, bills or unexpected expenses
What made you choose that option? What was your experience like- good or bad? What do you wish lenders did differently?
And if you never borrowed, I’d love to know:
What stops you from taking loans when things get tight? What would make you trust a company offering small, fair, no-surprises loans?
submitted by /u/Hunterman909
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